SRC views itself as a low/moderate risk taker with regard to these investment assets. SRC
understands that markets fluctuate and is willing to bear losses from time to time but would not
want losses in any year to exceed 15% of the value of the account. The Portfolio will be managed in
a manner that seeks to minimize principal fluctuations over the established horizon and is
consistent with the stated objectives. Financial research has demonstrated that risk is best
minimized by holding assets over time and through diversification of assets, including international